"Gayle Lob is a not only a financial advisor-she is a strategist, a team mate, a great friend. Gayle and her team are highly professional, committed to educating their clientele, demonstrate excellent follow through and help me create opportunities so that my financial goals will be met."

-Robyn S.,Exec VP, NYC Literary Agency New York City

Retirement Planning

Planning for retirement has never been easy, but it’s grown increasingly complex:  we’re living longer than ever before and traditional pensions are rapidly being replaced by defined contribution plans such as 401(k) and 403(b) plans. Even Social Security seems to be less of a sure thing.  These new realities make it all the more important to develop an effective plan before retirement and not wait until it is too late.

Gayle Lob Financial Strategies’ team of professionals excels at this form of planning.  We will help you determine how much you will need to retire comfortably and the best ways to build, protect and deploy your retirement assets over time.

Will you be able to retire in the lifestyle to which you are accustomed?
How much income will you need?
Will your income keep pace with inflation?
How much in assets will you require?
Will you have enough to last 15, 20, 30 or more years of retirement?
Do you have confidence in the Social Security system and your pension plan?
How does your 401(k)/403(b) plan fit into the picture?
How much should you be contributing?
Is there a company match?
What investment choices are offered?
What should you do with your 401(k) Rollover?